Wide Acceptance

ICICI Bank Blue Cards are welcomed at all Merchant Establishments displaying the VISA logo - over 1,10,000 and MasterCard logo - over 77,000 establishments across India and Nepal and the Silver and Gold Cards are accepted globally by over 22 million VISA Card and 22 million MasterCard accepting establishments.


Statement by e-mail and mobile alerts

Statement Online is a very simple, powerful and convenient way to view your Credit Card statement details instantly without any postal delays. Just sign up for Statement Online and get faster, reliable access to your Account Statement. Mobile alerts from ICICI Bank provides you with information on your ICICI Bank Credit Card even when you are on the move. You would now no longer miss a payment or exhaust your credit limit without a warning. Currently customers having Internet Banking user-ids can subscribe to the alerts. To know more click here.


Earn while you spend - ICICI Bank Xpress Rewards Programme

A special bonus plan that allows you to earn points every time you use your Card, Every Rs. 200 that you spend earns you 1 point. The redemption of reward points can be done against the products, services in the rewards catalogue or against your renewal fees. To know more click here.

Photo-Card

You have the option of having your photograph and signature digitally imprinted on the front of the Card. This provides you extra security at any of the merchant establishments. In fact, it can be used as a proof of identification. In the interest of your own security, we strongly recommend that you opt for a photo-Card. If you had decided not to opt for a photo Card when applying, just call the ICICI Bank 24-hour Customer Care Centre and place your request with the executive. A form will be sent to you.

You are then required to mail the completed form to us at : ICICI Bank Credit Card Operations, P.O. Box 7931, Tulsiwadi, PO, Mumbai - 400 034. A photo-Card will be yours at no extra cost.


Self Set Limit

The only Card that allows you to pre-define your own credit limits. You can request for a limit lower than what your are eligible for. You can even preset the monthly spending limits on the "Bandhan" Card. Any transactions over the specified 'Spend Limit' will be declined.
This monthly spending limit can be reset every billing cycle by just calling the ICICI Bank 24-hour Customer Care Centre and place your request with the executive. Your spend limit will be changed on-line and come in to force from the next billing cycle.

Cash Advance Facility

With an ICICI Bank Credit Card in your wallet, you will not be strapped for cash ever again. You can withdraw cash on your Card, 24-hours a day from any VISA and MasterCard participating member bank ATM. During banking hours you can also draw cash over-the-counter, from any ICICI Bank branch in cities where the ICICI Bank Credit Card has been introduced.